Settlement Exception Resolution

AI resolves unmatched NPCI vs CBS exceptions that survive your rule engine — with confidence scores, root causes, and audit-ready explanations.

Your rule engine handles 90% of settlements.
ExceptionAI resolves the rest.

Every day, thousands of NPCI settlement exceptions survive rule-based matching. Each one needs a human analyst to investigate, explain, and close. ExceptionAI uses LLM intelligence to auto-resolve these remaining exceptions.

Today without AI

Analysts manually investigate each unmatched transaction — checking amounts, timestamps, RRNs, bank codes across NPCI and CBS files. A 10-person team spends 30–40 hours/week just on exception resolution. Delays mean penalty interest, regulatory scrutiny, and customer complaints.

With ExceptionAI

AI reads both sides of the transaction, identifies why they don't match (GST TCS deduction, timestamp drift, reference mutation, duplicate entry), and produces a plain-English explanation your auditors can use. What took 15 minutes per exception now takes under 2 seconds.

Where ExceptionAI sits in your workflow

Step 1NPCI Settlement File
Step 2CBS Bank Extract
Step 3Rule-Based Matching
Step 4Matched & Closed
Step 5Exceptions → ExceptionAI
60–85%
Exception auto-resolution rate
Remaining flagged with context for manual review
<2s
Per-exception resolution time
vs. 10–15 minutes manual investigation
70%+
Analyst workload reduction
Redirect team to strategy, not data matching

Try ExceptionAI

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Generate synthetic NPCI vs CBS exceptions and resolve with AI.

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